Monday, December 6, 2010

budgeting personal finances




Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg





The saving-savvy folks at The Consumerist blog have put together a template Excel spreadsheet for managing personal finances. It's the kind of thing you always say you're going to do, but they went ahead and did it for you, and it's free.

It's not a new thing, but Consumerist's budget spreadsheet, crafted during the days the site was one of our blog network brethren, has come back, after being lost to the vagaries of server maintenance. The site has instructions on setting it up, including tips on thinking through your monthly expenses and advice on how much you should plan on socking away for a rainy day, retirement, and other expenses.


Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.





Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.



bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off
AMERICAblog <b> Noticias </ b>: NYT: Obama llegar a un acuerdo para seguir todos los fiscales de Bush <b> ...</ b> Noticias y opinión sobre política de los EE.UU. desde una perspectiva liberal.

<b> Noticias </ b> Alerta: gran crecimiento para los anuncios de Internet a través de 2014: Tecnología <b> Noticias </ b> «eMarketer, una firma de investigación de Nueva York, estima el gasto en anuncios de Internet en EE.UU. crecerá 13,9 por ciento, a 25,8 mil millones dólares para todo el año. Se espera un aumento del 10,5 por ciento en el gasto de EE.UU. de publicidad en línea en 2011, ...

Rompiendo <b> Noticias </ b>: un gigantesco reloj solar Lazo ProminenceThe Observatorio de Dinámica Solar nunca deja de ofrecer imágenes absolutamente impresionante desde el Sol: de 18:49 UT hoy en día, la imagen de arriba es lo que el Sol parecía en el espectro ultravioleta. La importancia que está viendo en bucle ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off



Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg





The saving-savvy folks at The Consumerist blog have put together a template Excel spreadsheet for managing personal finances. It's the kind of thing you always say you're going to do, but they went ahead and did it for you, and it's free.

It's not a new thing, but Consumerist's budget spreadsheet, crafted during the days the site was one of our blog network brethren, has come back, after being lost to the vagaries of server maintenance. The site has instructions on setting it up, including tips on thinking through your monthly expenses and advice on how much you should plan on socking away for a rainy day, retirement, and other expenses.


Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.





Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.



bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off



Consumerist Budget Spreadsheet Balances Your Money, Encourages Your Nest Egg





The saving-savvy folks at The Consumerist blog have put together a template Excel spreadsheet for managing personal finances. It's the kind of thing you always say you're going to do, but they went ahead and did it for you, and it's free.

It's not a new thing, but Consumerist's budget spreadsheet, crafted during the days the site was one of our blog network brethren, has come back, after being lost to the vagaries of server maintenance. The site has instructions on setting it up, including tips on thinking through your monthly expenses and advice on how much you should plan on socking away for a rainy day, retirement, and other expenses.


Maybe you use Mint or another automated spending/saving tracker instead—but then again, maybe those tools are so automatic that you don't get a good look at your real money situation.





Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.



bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...


bench craft company rip off

AMERICAblog <b>News</b>: NYT: Obama to agree to continue all Bush tax <b>...</b>

News and opinion about US politics from a liberal perspective.

<b>News</b> Alert: Big Growth for Internet Ads Through 2014: Tech <b>News</b> «

eMarketer, a New York-based research firm estimates spending on US internet advertisements will grow 13.9 percent to $25.8 billion for the full year. It expects a 10.5 percent increase in US online ad spending in 2011, ...

Breaking <b>News</b>: Watch A Gigantic Looping Solar Prominence

The Solar Dynamics Observatory never fails to deliver absolutely stunning images from the Sun: as of 18:49 UT today, the above picture is what the Sun looked like in the ultraviolet spectrum. The prominence that you are seeing looping ...



















No comments:

Post a Comment